Kotak Mahindra Bank offers a variety of credit cards, and as you may know, millennials choose cards that are flexible to their needs. Why shouldn’t your credit card provide benefits for online shopping, payments, and other activities given that everything is digital? You may get the credit cards you need from Kotak. So, if you wish to renew your streaming subscription, use the Kotak Credit Card to gain additional advantages. Every Kotak Credit Card purchase generates reward points, which may be redeemed for discount coupons, cash, or other merchandise. However, in order to avoid rejection, you must check CIBIL score online before applying for a credit card.
How to Apply for a Kotak Bank Credit Card?
You may apply for a credit card in person or online, at a bank branch or on the company’s website. Examine the steps listed below –
Online Applicants
- Choose the ‘Explore Products’ option.
- From the drop-down option, choose ‘credit card.’
- Click the ‘Apply Now’ button.
- Select ‘New customer’ or ‘Existing customer.’
- Choose the ‘Proceed’ button.
- Select the reason for which you desire a Kotak Credit Card.
- Enter your monthly income.
- Choose the ‘Proceed’ button.
- Enter your first, middle, and last names, along with your postal code, city, phone number, and email address.
- Choose the ‘Proceed’ button.
- You’ll find out shortly whether or not you’re qualified.
- If you are eligible, you will be notified by your mobile device.
Offline Applicants
Follow the procedures mentioned below to visit a bank branch –
- Talk to a bank person about the credit card offers.
- They will advise you about credit cards that are suitable for your requirements.
- Fill out an application form and attach KYC and income documentation, as well as a coloured passport-size photo.
- Submit it at the counter and wait for the bank to respond.
You will receive a notification on your phone regarding the Kotak Credit Card application. So, go over to Kotak to apply for the best credit cards for online shopping.
Types of Credit Cards Offered by Kotak Mahindra Bank
Here are a few examples of popular Kotak Credit Cards for providing clients with online incentives:
Platinum League Membership
You will gain 8X reward points for every INR 150 transaction. In addition, as a welcome bonus, the bank will offer you INR 500 in cinema vouchers. Millennials enjoy and spend a lot of money at the movies. As a consequence, consumers who use this credit card to make such purchases will receive discounts and points. With this card, you’ll get a fuel price waiver of up to INR 3,500 each year, making your trips even more cost-effective. The membership cost for this Kotak Credit Card is NIL / INR 500, and the yearly fee is INR 500.
Kotak 811 Credit Card
This Kotak Credit Card offers 2X reward points on internet transactions. Because Millennials shop on a variety of eCommerce sites, this card may be handy. If you spend INR 5,000 within 45 days after card activation, you will receive 500 bonus reward points. If you spent INR 50,000 or more on this Kotak Credit Card in the preceding year, you are exempt from paying the annual fee. This card costs INR 500 to join and INR 500 each year.
Urbane Gold Credit Card
With this Kotak Credit Card, every INR 100 purchase earns you 3X reward points. You may also receive four free PVR tickets or 10,000 reward points if you spend at least INR 1 Lakh in a year. Remember that 1,000 reward points equal INR 100. If you spend INR 15,000 every year, you will not be charged an application fee or an annual fee. If you do not spend the maximum amount, you will be charged an annual fee of INR 199. To avoid rejection, it is best to create a CIBIL score login before applying for this card.
